From: Will Trice 
Newsgroups: misc.invest.financial-plan
Subject: Re: New to bonds...
Date: Thu, 16 Mar 2006 20:08:45 -0600
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Tad Borek wrote:

> The last thing I'd put in this category is "likelihood of tapping those 
> long-term funds early." You might be aggressive & expect a 30-year 
> holding period, then give birth to quintuplets, and need to tap that 
> Roth to fund their book tour (or at least, twins and an addition to the 
> house). 

Well, this is a good point.  I wasn't thinking about the scenarios where 
emergency expenditures occur that outstrip one's emergency fund.

-Will