Date: Fri, 17 Feb 2006 16:01:38 -0600
From: "Bucky"
Newsgroups: misc.invest.financial-plan
Subject: Re: Guidelines for dropping collision coverage on cars
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Andy wrote:
> Well, it depends if you want to try to survive on social security
> disability if an accident caused by an uninsured motorist leaves you
> disabled for a substantial amount of time.
> If a family member, say a child, is permanently disabled in an accident
> caused by an uninsured driver you may have lifetime additional expenses
> for special care which are not covered by health insurance.
But doesn't uninsured motorist only cover up to your bodily injury
liability (e.g. $100K or $250K or whatever)? So it's not like it will
provide lifetime expenses. Seems like you should get a good disability
insurance to cover that situation instead?
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