Date: Tue, 14 Feb 2006 07:50:01 -0600
From: "jIM" 
Newsgroups: misc.invest.financial-plan
Subject: Re: The Hardest Thing To Do
   posting-account=2YJZ0gwAAACE1qWSYvx3O3Z-XilAoqAq
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	=8/FX

"On a 60/40 mix, you still ought to be able to do 11, with a standard
deviation of 7ish."

You really think 60-40 will return 11% annually?  Can you point to a
source which leads you to believe this?

11% return to me is 100% stocks
6% return is 60-40
8% return is 80-20

these are more SWAGs than anything, based on overall stock market
return being about 10%.  More bonds=lower returns and less volatility,
and more income as well.