From: Peter Saxton 
Newsgroups: uk.telecom.mobile uk.finance
Subject: Re: Orange/CPW multiple credit checks
Date: Wed, 21 Jan 2004 10:21:52 +0000

On Wed, 21 Jan 2004 03:51:55 +0000, Peter Saxton
 wrote:

>On Tue, 20 Jan 2004 22:10:12 +0000, claire 
>wrote:
>
>>Just got my credit report from Equifax and have found four entries by=20
>>Orange - two when I originally ordered the 3510i cashback deal, and two=
=20
>>more about a week later when they sent me a replacement handset (as I=20
>>got someone else's SIM card with the first one and they had to take it=20
>>all back and send another).
>>
>>Two questions really:
>>1. Is it normal to have two checks for each contract phone application?
>>2. Is it normal for them to check me again for the new phone/SIM =
despite=20
>>me already having an Orange account? I think this is a little unfair =
as,=20
>>to the best of my knowledge, this could look very bad on my credit=20
>>report, and wasn't actually my fault.
>>
>>I'm thinking about adding a Notice of Correction as I thought I would=20
>>only have 2 searches in the past 6 months, but now actually have five=20
>>(!) - however, if there is a better way (e.g. speak to Orange/CPW about=
=20
>>it?) I will do that instead.
>>
>>Many TIA for any advice,
>>Claire
>
>Speak to Orange first.
>
>I used to live in a flat at 10 Lancaster House, Brathway Road and the
>credit agencies listed the inhabitants of 10 Brathway Road on my
>credit report as well. They even attempted to justify it! Most
>financial institutions are incompetent.

Sorry, I was up late last night due to the deadline and catching up on
other accounting stuff. My exact address was 10 Lancaster House, 71
Brathway Road and nowhere near 10 Brathway Road.


--=20
Peter Saxton from London
peter@petersaxton.co.uk