Date: Wed, 25 Jan 2006 12:33:12 -0600
From: "joe.spam.weinstein@gmail.com" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Baby Boomers
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I don't think there's much to worry about. It's not like suddenly a lot
of
boomers will sell all their stocks. Most everyone gradually adjusts
their portfolio to support their investment horizon, which even at
retirement should probably start at 50% stock exposure, and then
in retirement they will/should tap their portfolio by about 4% per
year,
including about half via bond dividends, and 50% by stock liquidation.
Today's boomers plan (should plan) to live 20 years or more in
retirement,
so they have to keep a bit of a longterm view, and not go too
conservative
lest they lose the growth they will still need.