From: "bsllas" 
Newsgroups: misc.invest.financial-plan
Subject: roth 401k limits
Date: Mon, 9 Jan 2006 10:17:11 -0600
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Hi everyone,

I have a question about the limits on the new roth 401k, and I can't
seem to find an answer yet. If anyone here can answer, or point me to a
good site or publication that can, I'd appreciate it.

The question is, if I'm already contributing the max to my "regular"
Roth IRA and then my employer opens a roth 401k, can I then also
contribute the max into BOTH my individual roth ira and the company
roth 401k? Or does the max contribution apply to BOTH types of
accounts, i.e., I can only put a combined total of the maximum of 4000
into both accounts?

Everything I've read implies that the latter is true. But if that's the
case, then what is the advantage to the roth 401k, through your
employer? You can open a Roth IRA just about anywhere on your own.

Feel free to respond to me directly.

Thanks,
Lori