Date: Wed, 2 Nov 2005 14:39:32 -0600
From: BreadWithSpam@fractious.net
Newsgroups: misc.invest.financial-plan
Subject: Re: retirement plan for spouse not covered at work
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"JustinD"  writes:

> I agree that a Variable Annuity might be your best bet for her at this
> time.  Depending on what you need it for, there are a million great

Better than a non-deductible contribution to a traditional IRA?
How?

In both cases, contribution is not deductible up front.
In both cases, cash coming out of the back end gets taxed.
In both cases taxes are effectively deferred on gains.

So what about the VA (and it's costs, complexities) make
it any better than the IRA?

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