From: amkeller@gmail.com
Newsgroups: misc.invest.financial-plan
Subject: Life Cycle Funds?
Date: 15 Jul 2005 19:20:08 GMT
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I'm just starting to save for retirement and considering buying a life
cycle fund - Vanguard Retirement 2045. At this point I'll only be able
to invest 4k a year into my IRA/fund. I'm 26 and I have no other
investments other than my savings at ING. Anyone have any thoughts on
these life cycle funds? They seem diversified, but too risky to put all
of my retirement eggs in this one basket? Or maybe its too
conservative? Any advice appreciated. 

Thanks, 

A.K.