Date: Sat, 25 Jun 2005 06:29:07 CST
From: "bgardner20"
Newsgroups: misc.invest.financial-plan
Subject: Re: Drop in credit score between approval and underwriting
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"Bryan" wrote in message
news:1119576479.825669.60490@g14g2000cwa.googlegroups.com...
> Also, are you using a broker or working directly with a lender? A
> broker might be shopping your mortgage around and that could be causing
> more inquiries.
As long as the inquiries are of a similar nature, and during a limited time
frame, there is no negative change. Of course, if you shop every month for a
mortgage, credit card, car loan, boat loan and unsecured line of credit,
over and over, that'll ding ya. =)
> I have also heard that although checking your own credit or credit
> score does not hurt your credit, doing so excessively can cause a
> change.
You can check YOUR credit records as much as you want.
Brent D. Gardner, ChFC
Chartered Financial Consultant
http://www.brentdgardner.com/
Serving America since 1922, the world since 1969.
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