From: "GB" 
Newsgroups: alt.business.property uk.legal uk.finance
Subject: Re: House Joint Tenancy
Date: Tue, 25 Nov 2003 17:28:24 +0000 (UTC)


"Shoplifter"  wrote in message
news:fae37332.0311201034.7318e629@posting.google.com...
> Is it possible for me to get a mortgage under my name only and buy a
> house yet when I get a house to have my Mother's name also on the
> registration, perhaps as joint tenancy...ie my Mother has no mortgage.
> The reason is that she is unemployed and do not want to apply for a
> mortgage but she will give me some money for the deposit so wants a
> share of the house.

Why not go ahead with just you as the registered owner/mortgagee? You can
then do a declaration of trust showing that you hold the equity in the
property (net of mortgage) say 80% for you and 20% for your mum. If she does
not trust you, she can register a caution at the Land Registry.