From: john boyle 
Newsgroups: uk.finance
Subject: Re: When did Barclaycard ... ?
Date: Wed, 19 Nov 2003 23:50:20 +0000

In message , gordon 
 writes
>The problem, as I see it, is that it is enclosed in an envelope which
>contains documents with details of my credit card, which is also a cheque
>guarantee card (I think - I don't bank with Barclays).

NO its is NOT a cheque guarantee card.


>Furthermore, the
>arrival of a new chequebook is something expected, which occurs
>infrequently, and you can easily recognise that it IS a chequebook, and
>contains no other details apart from your name and address, and you may be
>surprised if it does not arrive, leaving you with no cheques.  This cheque
>even has my name typed on it - all someone has to do is to write a sum of
>money on it, sign it, and present it with a counterfeit card whose number
>they now know.  Is that last step difficult? Do CCs get 'swiped' when used
>as cheque guarantee cards (I've not used one in that way recently)?
>

Dont worry. The cheque isnt a cheque in the way you are regarding it. 
You are not the drawer, the CC company is. The CC company, despite being 
a subsidiary of a bank, is not a drawee in the same way as clearing bank 
is.

The whole thing is just a marketing ploy to get you to use their balance 
transfer/cash advance (etc.,,, ) services. If anybody else gets the 
cheque, what can they do with it? Not much unless its got your sig on 
it.

DONT PANIC.
-- 
john boyle