Date: Thu, 5 May 2005 04:00:09 CST
From: "SCUBADEVINE" 
Newsgroups: misc.invest.financial-plan
Subject: Financial Planner? or no Financial Planner?
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I'm wondering if I should get a financial planner or not.  My reasons
for getting one and NOT getting one are the same -- I don't know much
about money.  I was figuring I could get my money to work more for me,
but I don't want to get taken advantage of either.  I make about
$84,000 and my wife makes $50,000.  My wife has $25,000 in a 401k, I
have $41,000 in an annuity, and I also have a pension through work.  We
have about $10,000 in the bank, I guess as our emergency fund.  We just
bought a house and we owe about $300,000 with a @4.85% adjustable rate
mortgage. The rate will change in five years.  We also have a car
payment.  We met with someone from American Express and they will
charge us $500 a year.  What do you REALLY think I'll get for this?