From: "Cal Lester" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Insurance instead of joint survivor pension option?
Date: Sun, 20 Mar 2005 11:25:10 CST
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BMS wrote:
> Sit with a trusted advisor and run a pension maximization analysis.
> Pension Max can review the particulars of your situation and
> determine the best choice.
>
> Often it is taking the A option and buying life insurance.
>
>
> "Bill"  wrote in message
> news:im1%d.1474$uC2.5441@eagle.america.net...

 EXCELLENT advice
Cal Lester  CLU