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From: "joe.spam.weinstein@gmail.com" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Good source to find, or recommendation of Fee-Only financial advisor in NJ/PA?
Date: Tue, 15 Mar 2005 10:50:43 CST
   posting-account=ARdH_Q0AAAAQPpQQrDWWzZVdIRw6poO7
	iQBVAwUAQjcSY/l/I4+O31e5AQHoIAH+K7fcjCnLLeU+n0ax7mJ9RfbA8mFqZH2A
	VSEvM+X0R9cnJyqmKtHk5WV3SF6uwi75TTpDbf6/1HABLvqtviFQ/A==
	=axsW

You can benefit immensely and protect yourself from some over-priced
options by starting out with a little self-education. Here is a book or
two
that are fun reads, and helpful:

Bogle on Mutual Funds: New Perspectives for the Intelligent Investor
by John C. Bogle

Asset Allocation: Balancing Financial Risk
by Roger C. Gibson