Date: Mon, 7 Mar 2005 04:09:17 CST
From: "John A. Weeks III" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Trouble Correcting Issue on Credit Report
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In article ,
 Matthew Johnson  wrote:

> My wife is listed as Jennifer Johnson Jr. on one of her credit reports. 
>   She has tried 7 times (no kidding) to have it corrected.  She has 
> mailed  copies of her driver's license and called.  Each time they are 
> like, oh yes, it is wrong, we will correct it.  Each time she gets a 
> letter in the mail saying her name has been corrected to Jennifer 
> Johnson Jr.

Most likely, this isn't going to bother anything.  What most
likely has happened is that you applied for credit somewhere,
and the person doing the data entry made a typo.  Your credit
report seems to accumulate all of these variations.  What it
does is add an extra name when people do name searches for
you for legal records such as judgements and deeds.  The
account where this is happening must be one that you currently
have open or use since each time you correct it, the creditor
re-reports it, which overrides your correction.

I have a number of different variations of my name on my credit
record, and perhaps at least 10 different addresses where I
have never lived (they added rental properties that I owned
as if I lived there).  Finally, they have never had my current
employer correct since I do consulting and change jobs every
few months.  That junk doesn't matter much.  What does matter
is the accounts and the status of those accounts that show
up on your credit record.

-john-

-- 
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John A. Weeks III           952-432-2708            john@johnweeks.com
Newave Communications                         http://www.johnweeks.com
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