From: "Laura" 
Newsgroups: uk.finance
Subject: Re: Endowment Claim
Date: Tue, 7 Oct 2003 17:45:26 +0100


"Neil D."  wrote in message
news:UBygb.7441$RU4.70159@newsfep4-glfd.server.ntli.net...
> Hi,
>
> I'm just about to write to my insurance company about the misselling
issue.
>
> The thing is due to financial constraints I had to suspend payments in Jun
> 2003.
>
> I now have the option of a cash in, paid up status or selling the policy.
>
> I'm wondering, will the lack of payments since Jun affect my status to
claim
> for misselling the policy?
>
> Thanks for your help.
>
> Neil D.
>

Briefly, no.  Your failure to make payments does not affect whether the
policy was *sold* correctly.  If your complaint is upheld it may affect the
level of compensation that is due to you, but it won't influence the
company's decision as to whether the advice you received at the time of sale
was suitable for you.

HTH

Laura.