From: stevec@rocketmail.com (SteveC)
Newsgroups: misc.invest.financial-plan
Subject: Re: Bob Brinker's Moneytalk
Date: Tue, 30 Nov 2004 04:04:57 CST
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Hi Cindi,

His newsletter gives three different portfolios - one is low risk
(income investment), one is medium, and one is aggressive.  Each
portfolio contains approximately 7 mutual funds and each mutual fund
is given a percentage investment for that portfolio (they total 100
percent of course).  It's not a mind-blowing enlightening experience
to learn his portfolio details - the resistance you're getting on this
discussion probably makes it seem like the Tigers' Eye or something...
 I guess we're all afraid of Bob Brinkers' crack staff of lawyers
coming down on us commoners...  Anyway, you can get the list on your
own if you set aside approximately 5 minutes and go to his website and
request a trial of his newsletter.  You'll receive a real newsletter
(not a partial one - it's the full newsletter) but it will be one or
maybe two months old.  Of course (blah blah blah) since you're not a
subscriber, you won't get the letter every month, and hence you won't
be informed of a change that he's made to the portfolios, or perhaps a
suggestion to buy in quickly (instead of dollar cost average) or to
remove to more of a cash position, etc.  He recommends small changes
to the portfolios occasionally - and he also apparently sometimes
makes mid-month special announcements.  But those changes seem to be
somewhat rare.  As you know, this isn't a science of "Trade this way,
quick!  Okay now trade that way, fast!!  Okay thanks, now trade this
way again, GO!"  And so the newsletter that keeps telling you to do
the same thing that they told you to do last month seems like you're
not getting your monies' worth, but of course changes shouldn't come
frivolously anyway.  There haven't been many changes in the time I've
been a subscriber.  Perhaps his subscribers feel some security in
feeling like if he does decide to recommend some kind of change,
they'll get wind of that recommendation in the post (he e-mail's
also), and hence they don't have to listen to the radio all weekend
long while working on the car and hearing callers with questions like
"If my tax deferred credit on a tax deferral is delay taxed to
retirement at the base rate plus zero point one, and I withdraw while
I'm still working but not making as much as before, then isn't it just
like a general obligation municipal bond that is in a trust for my
kids - presuming that I bought term life insurance to counter-act the
possibility that I might live till 95 of course?"  (To which his
answer will be "Go Raiders").

Reminder:  go to www.bobbrinker.com and request a copy of his trial
newsletter, and you'll see all the details of the portfolios.  You
can't keep requesting trials, of course, but you'll get the answer to
your question and you'll see what the newsletters are about while
you're at it.

*whew*  Cheers,

Steve


"BMS"  wrote in message news:...
> Listen to the show or subscribe to his newsletter. He makes his living on 
> providing that advice.
> 
> "Cindi Jenkins"  wrote in message 
> news:6dddb280.0411290442.11562349@posting.google.com...
> > OK, so what are the specific Vanguard Funds that Mr. Brinker currently 
> > recommends?
> >