Date: Fri, 9 Jul 2004 18:56:06 CST
From: a193@hotmail.com (Alex)
Newsgroups: misc.invest.financial-plan
Subject:  What to do..
Message-ID:  
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	6RZ4YhgcEuTwwjOzxrlw+3UYQhlpwUFQJXUImvZTYTEk9mvKV2jiBg==
	=c5Ag

Dear all,

I dont know where to start.

I have around 200K sitting in the bank 2% APY.I do not have any plans
to invest this anywhere.

I am interested in buying land real estate as investment.Am shy of
mutual funds and dont know y.I am in metro NJ/NY area.Any pointers as
to what to do where to start...

In the mean time one of the insurance agent is pursuing me to buy
guardian whole life insurance policy with around 18K premium every
year.I have no idea what whole life is all about but he sounds
impressive.He is promising diability benefits etc... is this something
I should look into.

I have no kids, married and am in my early 30's.

Please advise. Thanks.