From: noreplysoccer@hotmail.com (Jim)
Newsgroups: misc.invest.financial-plan
Subject: Re: what to do
Date: 7 Jul 2004 19:35:01 GMT
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	5cLuZo7AsTTBex9gRHUaQ/GySaxh16JEIj1ycIel03N/XqPYAI1h5w==
	=rv+N

How much of your assets do you WANT in stocks?  right now you are at
50%.  is this too much or not enough? ($500,000 or $1,000,000 is in
stocks if my math is right, correct?).  If all the 200k went to stocks
you would be 70-30 which is aggressive investing.  50% stocks is
moderate, 25% stocks is low-risk.

47 years old, you'll "need" retirement $$ in ~20 years.  I think 50%
stocks-30% bonds and 20% cash is OK.

I understand with rates going up, getting bond funds may not be wise,
so I would suggest a money market fund for most of cash, and use the
cash to rebalance if 50-30-20 assett allocation moves more than 3% off
theoretical allocation.

my $.02.  of course you paid less for it...


"msmap"  wrote in message news:...
> Assumptions were close. Individual has 600k in equity MF's, 100k in bond
> MF's, 200k in individual stocks and 300k in "cash"
> "John A. Weeks III"  wrote in message
> news:060720041153047871%john@johnweeks.com...
> > In article , msmap
> >  wrote:
> >
> > > 47 yr old with no debt. Have $200,000 zero maturing in August inside
>  IRA.
> > > Where would you recommend reinvesting this money now? This was paying
>  8%.
> >
> > What does the rest of his portfolio look like?  What are his investment
> > goals?  What are his personal goals?
> >