From: "HW \"Skip\" Weldon" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Financial Plan
Date: 21 May 2004 16:25:01 GMT
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On 21 May 2004 15:00:27 GMT, franksplace2@email.com (FranksPlace2)
wrote:

>perimaxperimax@siliconinvestor.com (Perry) wrote in message news:<347853ba.0405201843.4dd01479@posting.google.com>...
>
>> Any ideas on what to do w/ our cash and are we invested properly and
>> saving enough?  What should we be investing in after the 401k?  I know
>> what my current planner says, but not sure about his advise.  Please
>> help.
>
>1) Max out on tax defered vehicles such as 401k, IRA, College plans,
>etc.  It looks like you are already doing this.
>
>2) Invest in "tax efficent" equities such as index funds or
>buy-and-hold blue chip individual stocks.  The idea is that the
>dividends and capital gains will not generate a large current tax
>liability.

Amen to both of those points.  You also should occasionally revisit
your emergency reserve to keep it adequately funded.

Other possibilities include systematic deposits to a dedicated account
for your next car(s) and your next family vacation.  Plus, if you know
you want another child, I'd go ahead and get used to what that means
by doubling up on the 529 set asides.




-HW "Skip" Weldon
 Columbia, SC