From: "Graham Robinson" 
Newsgroups: uk.finance
Subject: Re: Barclaycard offering 0% APR on balance transfers forever!
Date: Tue, 5 Aug 2003 12:17:52 +0100

The T&C's must have changed, when this first came out the minimum spend was
just £1 per month . See the article in www.moneysavingexpert.com


Graham



"David"  wrote in message
news:3f2db9d2@news.greennet.net...
> Many other cards give 0% on transfers for 6 months. They hope that you
will
> either not pay it off in six months and then pay a high interest rate or
> they'll count any payments as going against the lowest interest item
first.
>
> I reckon that, unless there is a way for you to say which part of the bill
> you are paying each month, you will find you pay off the transfer first.
>
> At the end of the day, when base rates are pretty close to 0%, it doesn't
> cost much to offer 0% promotions - especially when you look at how much
> money they make from the merchants and customers.
>
>
>