Date: Mon, 26 Jan 2004 08:28:44 CST
From: franksplace2@email.com (FranksPlace2)
Newsgroups: misc.invest.financial-plan
Subject:  Re: Retirement time drawing near.
Message-ID:  
References:  <20040123140248.28446.00000526@mb-m15.aol.com>
	iQBVAwUAQBUkHPl/I4+O31e5AQGUTwIAgGFSFmabZu0eouC9v+RxAekyF+0g1AXs
	j0X3s09Zda+PKhy6AkIYuDurKrNMpc/oFuCoOf1UZCT9gkeekafXeA==
	=pS8E

I believe there are a couple of "rules of thumb" to help you decide. 
1) You should avoid investing money in the stock market that you need
in the next 5 years.  2) A rough estimate of you may expect to
withdraw from your portfolio is 5% a year.

So I would but about 5 years of income or 25% in "near cash" (laddered
bonds, REIT, bond mutual funds, etc) and the rest in equities,
probably mutual funds.



respite95@aol.com (RESPITE95) wrote in message news:<20040123140248.28446.00000526@mb-m15.aol.com>...
>   Where would you park big bucks that you wanted to last
> 20+ years and still pay your bills?  Any comments?  GCS