Date: Tue, 30 Dec 2003 20:15:08 CST
From: "Elizabeth Richardson" 
Newsgroups: misc.invest.financial-plan
Subject: Re: Variable Annuities?
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"Ed Zollars, CPA"  wrote in message
news:bst0o102kfp@enews1.newsguy.com...
>
> The other key catch is that this guarantee does you no good
> if you need to access your principal *earlier* than the 14.2
> year period--that is, the guarantee only works if Hartford
> gets 14.2 years to pay it off.  You are still exposed to a
> risk of a market decline hitting at the same time you have a
> need to access the principal in the portfolio.
>

This is the part I have a question about. Does this principal guarantee mean
that you use your principal for 14.2 years and at that time it is gone?
Nothing at the end unless your investments have earned more than the 7%
payout? Am I still confused about this product?

Elizabeth Richardson