Date: Wed, 15 Oct 2003 04:21:22 CST
From: Things Planet Earth 
Subject: Re: Off topic question about losing car payments
Newsgroups: misc.invest.financial-plan
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Hello

I just wanted to address your reply. You seem to have misunderstood who made
the statement about the car dealer "ruining you financially" . That post was
not made by me (the original poster) but it was made by someone in follow-up
of my post. I do not blame the car dealer for my predicament. I walked on
the lot and they of course went for the sale (that is what they do).
As for my reasoning for buying a new car....the same reason a lot of people
do.... after freezing your ass off on the side of the road in the middle of
nowhere with a car load of kids or being late for/missing work all the time
it drives you sometimes to say ENOUGH...I am getting a new car with a
warranty!

It is true though that it is a depreciating assett which is a bad move (next
time I will just save save save and buy a used one with cash)

thanks anyway for your post and well intentions

"Mike"  wrote in message
news:cba741c1.0310140801.6067bbc2@posting.google.com...
> > Borrowing isn't a choice?  Miss a payment and you won't have any
> > choices.  The car dealer will take back the car and ruin you
> > financially.  No choice.
>
> The only thing I would say about this is that the *car dealer* isn't
> the one ruining you financially.  It is yourself.  So if a car dealer
> repoes your car and updates your credit report to reflect that, well,
> that is on you (the buyer).  I'm not saying there aren't bad car
> dealers out there, but part of getting financially back in line is
> looking at yourself and figuring out what you did wrong.
>
> Mike
>